Directors and officers

Directors and officers coverage responds to claims against board members over their decisions.

What it generally covers

  • Claims against directors and officers
  • Legal defense
  • Entity coverage, when included

Where gaps often hide

  • Claims-made timing
  • Whether volunteer board members and managers are insured
  • Exclusions for certain conduct and disputes

Questions worth asking

  • Who is covered?
  • What are the exclusions?
  • Is defense inside or outside the limit?

← Back to Community Associations

General information only. Actual coverage depends on your policy, and coverage is not in force until confirmed in writing by the agency.