A household with more people, properties and public exposure has more ways for a claim to start.
What it generally covers
- Household staff exposures, where workers’ compensation may apply
- Young and teen drivers
- Rental properties
- Public profile and online exposure, when coverage is available
Where gaps often hide
- Staff who are not covered by any policy
- Policies written separately that leave gaps between them
- Changes in the household that never reached the insurance
Questions worth asking
- Which exposures in our household have changed?
- Are all drivers and staff accounted for?
- Do our limits line up across policies?
General information only. Actual coverage depends on your policy, and coverage is not in force until confirmed in writing by the agency.