Employment practices liability responds to claims from employees about hiring, firing, discrimination, harassment and similar issues.
What it generally covers
- Wrongful termination claims
- Discrimination and harassment claims
- Legal defense
Where gaps often hide
- Usually excluded from other business policies
- Wage-and-hour claims are often limited or excluded
- Claims-made timing
Questions worth asking
- Is defense inside or outside the limit?
- Are wage-and-hour claims covered?
- Are claims by contractors or applicants included?
General information only. Actual coverage depends on your policy, and coverage is not in force until confirmed in writing by the agency.